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1

Divorce does not always exclude a survivor's pension. Previous marriages, remarriage and the presence of other spouses may affect eligibility depending on the scheme.

2

Record marriage and divorce dates and collect the relevant civil-status certificates.

3

Check each basic, supplementary and public-sector scheme separately, and request written reasons for any unexpected decision.

Only the relevant pension bodies can decide entitlement, amounts and payment dates. Our work is defined by a quote and an engagement letter; no outcome or processing time is guaranteed.

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